Our Strategies Of Service

Avoiding IRMAA - Income Related Monthly Adjustment Amount

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Transforming Retirement Planning Perspectives

In retirement, taxation and healthcare expenses loom large, often overshadowing asset growth alone. While many advisors prioritize accumulating wealth, at Nest Egg Strategies Group, we recognize the nuanced interplay of federal taxes and IRMAA adjustments, reshaping retirement planning strategies.

We prioritize your ability to effectively utilize your funds over mere portfolio size, understanding that true financial security lies in optimizing spendable income. With mounting national debt and evolving regulations, safeguarding your retirement assets becomes imperative.

Protecting what's rightfully yours, including your hard-earned social security, demands proactive legal measures. At Nest Egg Strategies Group, we empower you with personalized solutions to navigate these complexities with confidence.

Introducing the TSR Ratio™

With insights from certified fraud examiner and forensic accountant Tom Gober, we've uncovered a potential crisis looming in the life insurance sector, posing risks to retirees, affluent families, and even pension funds. If you hold annuities or sizable life insurance policies, you may be alarmed to discover that certain A-rated insurers operate perilously close to insolvency.

To underscore the severity, consider the words of esteemed estate planning attorney Zach Hesselbaum, J.D., LL.M. (Taxation) of Chicago, Illinois:

"In estate planning, the focus must be on carriers upholding their promises. Advisors often prioritize products based solely on pricing, disregarding essential factors. Our firm's policy is clear: if the TSR Ratio™ exceeds 400 percent, we demand an excessive counterparty risk waiver before allowing the product into a trust."

Given our commitment to preserving and growing family wealth, we meticulously scrutinize the companies we partner with. Our aim is simple: to solve problems, not create new ones. If you hold annuities or significant life insurance policies, reach out to us for a thorough TSR Ratio™ review.

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Income For Life

Renowned investor Warren Buffet's wisdom encapsulates a fundamental truth: safeguarding your investments is paramount. Secure Retirement Income illuminates a crucial shift in financial planning, transitioning from the accumulation phase to the distribution phase.

Traditionally, individuals gauge their retirement success based on average rates of return accrued throughout their working years. However, in retirement, the sequence of actual returns holds the key to financial security.

If the thought of outliving your retirement savings troubles you, we invite you to learn more and schedule a consultation. Let us guide you toward a secure retirement future. click to learn more to schedule a consultation.

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What's Important To You?

      Financial Freedom Acronym:

  • F-Family Income
  • R-Reducing TAXES, and IRMAA brackets
  • E-Estate Planning
  • D-Donations to Charity (Possible Tax Deductions, Income/Return of Principal)
  • O-Offsetting Large Capital Gains
  • M-Managing Risk